Payment Processing
Spektrix Payments Pricing
Card processing rates and associated costs for our connected payment solution
Pricing
Card Processing Rates
United Kingdom & Ireland
Card processing and chargeback rates are exclusive of VAT.
Card processing and chargeback rates are exclusive of VAT.
Interchange + Scheme fees passed through + 0.8% of transaction value
Interchange are regulated 0.2% for UK Consumer Debit and 0.3% for UK Consumer Credit. Rates for business cards and other card types may vary.
Interchange are regulated 0.2% for UK Consumer Debit and 0.3% for UK Consumer Credit. Rates for business cards and other card types may vary.
Other Rates
£10 for each chargeback received
For each chargeback that is successfully challenged and then reversed, a fee of £0.10
For each chargeback that is successfully challenged and then reversed, a fee of £0.10
Not chargeable and included in your processing:
- All refunds
- All payment requests (i.e. no fee for declined transactions)
- Storing Card Tokens
- Updating Tokens for expired or lost cards
- Spektrix Payments Fraud Protection, powered by Adyen
- Daily payouts
- Implementation and day-to-day support from Spektrix
- Access to Merchant Portal for reporting and live data
- No additional costs for Apple Pay / Google Wallet payments
